Skip to main content

Table 7 Adoption patterns of contactless payment in the entire sample

From: The impact of contactless payment on cash usage at an early stage of diffusion

Contactless credit cards for t;T

Contactless debit cards for t;T

 

N-I; N-I

N-I; I

I; N-I

I; I

Multiple switcher

 

Total

Non-innovator; non-innovator

56.81

3.03

2.03

0.62

9.62

 

72.11

Non-innovator; innovator

2.83

0.94

0.22

0

1.86

 

5.85

Innovator; non-innovator

3.21

0

1.59

0

1.24

 

6.04

Innovator; innovator

0.34

0.24

0

0

0.37

 

0.95

Multiple switcher

7.71

1.05

0.58

0.1

5.6

 

15.04

Total

70.92

5.26

4.42

0.72

18.69

 

100

  1. Numbers are in proportions and correspond to the 2009–2013 year balanced panel. Survey weights used. N-I and I denote non-innovators and innovators, respectively. Missings are coded according to the value of their previous year. t=2009,2010,2011,2012,2013