Fig. 10

Ecommerce vs. PoS spending in non-food retail. Note: The figure displays scaled total weekly spending with debit cards, credit cards and mobile payments at merchants in the Retail: other goods (= non-food) category for 2019–2022. Spending at PoS terminals is displayed in gray, spending at ecommerce terminals is displayed in red. We display the project data as provided, i.e., as a scaled value, which preserves the relative interpretability both over time and in the cross-section. See Sect. 2 for more details. Data source: ACQ_NOGA_Channel.csv